Deviations From the Mean

I have not once heard that affinity credit cards are designed in such a way as to attract customers that would never apply for them otherwise. That is, affinity credit card deals offer programs that are of particular interest to certain categories of the customer base.

In other words they target individual attitudes and preferences of potential cardholders, influencing their state of mind and thus winning their recognition and love. At the same time, however, affinity credit cards, cannot boast of competitive interest rates and fees, and very often they can be rather costly for certain credit consumer type.

The greatest transfer of wealth in the history of the world is gaining speed and effects everyone in the developed world who lives in over consuming nations. Yet we hear little about it from the entertainer celebrity TV talking head so called “experts” or politicians. Has our political system become so corrupt that no one in power has the guts or inclination to speak the truth or is it a matter of incompetence and lack of vision and foresight?

The investment world that we live in has slowly changed over the past few years. The changes have been so gradual that to the casual observer there seems to be no significant change at all. People the world over go about their daily living and business routines never dreaming that the way they conduct their lives and businesses may well be at risk.

This lack of awareness makes the ongoing changes in the balance of economic power around the world all the more important for the investor to understand.